Innovation Without the Investment
ibml Flexible Buying Options
Access cutting-edge technology with zero upfront costs and the option to upgrade as the world evolves.
Stay ahead in a fast-changing world by integrating the latest technology into your operations seamlessly, no upfront costs, no compromises. Now, you can easily adapt and scale, keeping your business at the forefront of innovation.
Empower Growth Without Financial Limits
Tailored payment options make accessing cutting-edge technology simple and seamless.
Preserve your cash to innovate, enhance customer experiences, and improve engagement—all while leveraging the latest technology that pays for itself. At ibml, we’re redefining access to industry-leading Intelligent Document Processing (IDP) solutions with flexible financing options tailored to your needs.
Explore our buying options:1. Managed Services2. $1 Buyout3. Fair market value
Empower Growth Without Financial Limits
With ibml’s innovative financing solutions, you can confidently focus on growth and innovation, without the financial hurdles.No Compromise
Upgrade now and start improving productivity with the best tools available.100% Financing
Cover equipment, setup, and service costs with one fixed monthly payment.Hedge Against Inflation
Lock in today’s costs while paying with future earnings.Preserve Cash & Credit Lines
Conserve capital for other priorities like staffing or advertising.Flexible Payments
Customize plans to fit your budget and minimize financial strain.No Down Payment
Protect your cash flow while accessing essential resources.Option to Buy
Own the equipment at the agreement’s end with a simple payment.Budget-Friendly Forecasting
Fixed payments simplify financial planning.
Frequently Asked Questions
Financing preserves cash, protects credit lines, and is eligible for tax benefits. It also helps you budget monthly expenses.
In some cases, outright buying equipment makes sense, but at the rate technology is evolving, you may end up owning an obsolete system.
Many companies use cash to hire new employees, invest in marketing and future company growth, or for unforeseen emergencies.
Financing puts you on a monthly budget, and by the time the system is outdated, you can upgrade an already budgeted item and keep a comparable monthly payment.
According to the Equipment Leasing & Finance Association, 7 in 10 businesses in the United States use some form of financing to acquire equipment (excluding credit cards). Financing benefits businesses of all sizes.
We provide financing with no money down on most transactions. Bank loans or credit lines often require money down to initiate the transaction.
Customers typically choose between Managed Services, a $1 Buyout or Fair Market Value.
| Managed Services | $1 Buyout | Fair Market Value | |
|---|---|---|---|
| Your Benefits | Considered an operating expense | Accounted on your balance sheet and depreciated | Lowest monthly payment |
| End-of-term | Return or update to the latest technology | You own after the final payment | You have the flexibility to purchase, upgrade, rent, or return |
Typically, a $1 buyout lease is a capital purchase. It is recorded on your books as an asset, and you can benefit from the Section 179 tax break.
Yes, adding equipment to your agreement during the term is simple. Most add-ons are co-terminous, meaning the new payment ends at the same time as the original lease.
Only sometimes, many banks and financial institutions have hidden fees in their finance agreements. Fees can include automatic renewal payments (some up to a year), fees to process taxes, interim rent, and high Fair Market Value residuals. Before making a decision, read through the proposed finance agreement and be sure you will not be surprised by hidden fees.